NeatlyMoney
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NeatlyMoney

Keep your money neat.
Across accounts and currencies.

Calm, private personal finance for people whose money lives in more than one place.

Neatly Money dashboard — net worth, budgets, and balances across accounts and currencies

Designed to stay out of your way
until you need it.

Every transaction, neat.

Multi-account, multi-currency. Balances update themselves. Planned and actual sit side by side, so tomorrow's bills don't surprise you.

Transactions list with categories and balances

Budgets that stay out of your way.

Monthly, quarterly, custom. Set the limit once and breathe.

Budget cards with progress and daily spend

The rate you saw is the rate you get.

Every foreign transaction locks its exchange rate the moment it lands. Six months later, your history still shows exactly what you paid — not what today's rate would convert to.

Lufthansa
Flight · LHR → BER
−312,50 €
ACCOUNT
Travel · USD
CATEGORY
Travel
DATE
Mar 26, 2026
ORIGINAL
$345.00 USD
LOCKED RATE
1 USD = 0,906 EUR
IN EUR
312,50 €

Your data is yours. Always.

Encrypted, end to end.

TLS 1.3 between you and us. AES-256 in the database. Standard, not marketing copy.

Yours to take, yours to delete.

GDPR-ready from day one. Export everything. Leave anytime. No dark-pattern cancellation flows.

No ads. No data selling.

We don't and won't sell your data, ever. Your finances are not a product.

We built Neatly Money because we got tired of money apps that shouted at us. Yours should feel calm. We hope this one does.

— The Neatly team

Built for Europe. Built on the open web.

A small, calm team, building slowly, on purpose. Real product, real export — no "coming soon."

Made for Europe.

English and French today. German next. Built around EU banking habits, not retrofitted from a US app.

Made in Paris.

Built by people who use it themselves — multiple currencies, cross-border accounts, real life.

Open web, not app store.

Runs in any browser. No install, no platform gatekeeper, no 30% tax on future paid features.

Free for personal use. Optional power features later.

€0Free

No tier games. No usage caps. No surprise bills next year.

Every feature. No asterisks.

Every currency. Every calendar.

Every email gets a reply.

Paid power features later. We'll tell you the price before you ever see a charge.

Frequently asked, gently answered.

Three promises,
no fine print.

Export everything as CSV the day you sign up.

Two-minute setup. No credit card, no calls.

Leave any time — your data leaves with you.